Our Combating Redlining Initiative, launched in 2021, has made transformative progress in advancing economic opportunities for communities of color in Birmingham, Alabama; Columbus, Ohio; Houston; Jacksonville, Florida; Los Angeles, California; Memphis, Tennessee; Newark, New Jersey; Philadelphia, Pennsylvania; Winston-Salem, North Carolina; Tulsa, Oklahoma; throughout Rhode Island; and elsewhere. Redlining is the unlawful practice of denying residents in communities of color equal access to credit because of race, color, or national origin.